Privacy and Legal
Hibernia Bank respects the financial privacy of our customers and we comply with laws and regulations designed to secure that privacy. During our normal course of business, we routinely collect personal information in opening deposit accounts or in processing loan applications. To help you better understand how your personal information is protected here at Hibernia Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information.
At Hibernia Bank:
- We do not disclose any nonpublic personal information about our current or
former customers to any affiliate or nonaffiliated third party except as
permitted by law.
- We may collect information volunteered by you during the application
process, gathered from your transactions and experiences with us, and
obtained from other authorized sources, such as credit bureaus. All
information collected and stored by Hibernia Bank is used for
specific business purposes, such as administering your account, complying
with state and federal banking regulations, protecting against fraud, and
developing a better understanding of your financial needs to provide you
with improved products and services.
- We understand that the protection of your nonpublic personal information is
of the utmost importance. Guarding your privacy is our obligation.
Hibernia Bank maintains strict procedures and policies to
safeguard your privacy. We restrict employee access to customer
information to only those who have a business reason to know such
information, and we educate our employees about the importance of
confidentiality and customer privacy.
We value your business and the trust you put in Hibernia Bank. Your
confidence in us is very important and we want you to know that your personal and
account information is safe. If you have any questions or concerns, please contact us.
We comply with Section 326 of the "USA Patriot Act" that mandates we verify certain information about you while processing your account application.
All loans subject to credit approval.