Home Equity Lines of Credit (HELOC)
Write yourself a loan for any purpose at any time
Remodel some rooms. Repair your car. Cover the college tuition bill. Work on debt consolidation. Or take your family on a once-in-a-lifetime vacation. With a HELOC, you can tap into the value of your home to borrow money over and over again at affordable rates.
- Streamlined application process
- Competitive rates
- Credit limit depends on the equity you have in your home (Equity is the current market minus any outstanding mortgage balance
- Easy access to funds through checks, Online and Mobile Banking and at Hibernia Bank branches
- Pay interest only on the funds actually in use
- Good choice for consolidating higher interest debt or credit card balances
- Work with experienced lenders who can explain the details and additional advantages of a Home Equity Line of Credit
Applying for a HELOC is easy. Just download our loan application, complete it in Adobe Reader, save it it on your computer and print it out and fax it to (504) 301-9707. You can also bring it to our main office.